More and more people are realizing the thoughtfulness and practicality of planning their funerals in advance. At Morrison Funeral Directors we have two pre-arrangement options available to make a difficult time easier for your family:
- For those interested only in advance planning, there is no charge for making funeral arrangements before the need arises, and keeping a copy in our files.
- We offer an advance planning program which allows for pre-payment of your funeral arrangements.
Arranging a Funeral in Advance
A death occurs, and without warning a family member or friend is left to make all the difficult decisions of arranging a funeral. Most people have little idea of what is involved, what the costs are, and, most importantly, what final arrangements the deceased would have wanted.
When a loved one dies, the anxieties and stress of making funeral plans can be an overwhelming emotional responsibility. In addition, the costs involved can leave a real financial burden on your surviving family members, especially when they are least prepared to deal with additional worries about money. That's why more and more people are thoughtfully planning funeral arrangements in advance.
Pre-planning allows you to protect your family members or friends from the stress of difficult funeral decisions at a time of emotional upheaval. It also eliminates any guesswork about what kind of choices you might have preferred.
Advance funeral planning is a decision only you can make. Our pre-arranged funeral program allows you to plan ahead by making wise personal choices, in writing, knowing that your wishes will be carried out.
- Affordable Pre-arrangements
Our Prearrangement Counselor will work with you to arrange the best possible services and guarantees, at today's prices, and we have various payment plans to fit your budget.
- Inflation Protection
By purchasing your funeral in advance, you can secure the cost of your funeral based on today's prices. With funeral prices rising an average of 5 percent per year, it is a real benefit for your loved ones, as well as sound financial planning.
- Transferability
Whether you decide to move out-of town or across the country, your pre-arrangements are transferable, almost every funeral will accept a preneed policy from a reputable ours.
- Peace of Mind
You will be secure in knowing that you have spared your loved ones added stress, worry, anxiety and expense by pre-arranging your funeral
- Away From Home Protection
We also offer this program, which for a modest, one-time fee, assures that your body will be returned to our funeral home if your death occurs anywhere in the world.
Why You Should Make Advance-Planning Arrangements
- Guaranteed Price
All funeral home service charges, vehicles and merchandise are price guaranteed as per the terms of the pre-arrangement contract.
- Substantial Savings
You decide now what type of arrangements you want and how much you want to spend at a time when decisions can be made calmly and intelligently.
- Security
If you wish to pre-pay, Texas Law requires funding of your arrangements with life insurance. We offer specially designed life insurance for advance funeral planning.
- Convenience
You can make pre-need arrangements in our funeral home, or in the comfort, and privacy of your own home. You can select monthly payments if you wish, for up to ten years.
- No Health or Age Restrictions
You can participate in our pre-need program regardless of health or age.
- Portability
In the event you move, your pre-arrangement is transferable.
- Understanding Staff
Our licensed and professional counselors are dedicated to serving the needs of pre-need families just as they are for families that have experienced a death. We will explain all of your options and benefits in a relaxed, stress-free environment.
- Eliminate Doubts
Spare your family the emotional stress of making decisions during a difficult time. A pre-need funeral arrangement records your exact wishes – consider it the final gift for those you love.
- Peace of Mind
Responsible estate planning requires many considerations. Life insurance proceeds provide supplemental survivor income and may be necessary for unpaid medical and legal expenses. Your Will distributes your estate according to your instructions. A pre-arrangement offers your family inflation protection. Also, you will be secure in knowing that you spared your loved ones added stress, worry, anxiety and expenses by pre-arranging your funeral in writing.
- Meet State Requirements for exclusion from Medicaid Benefits
You can make your plan irrevocable, which means you may exclude the value of the funeral from being counted as part of your estate. This will allow you to receive State benefits should you outlive your assets and need Medicaid benefits. Some life insurance products are required to be surrendered for cash benefits to pay for long term care, thereby losing the protection and a means with which you intended to pay for your funeral.
Why You Should Pre-Arrange with Morrison Funeral Directors
We will be there for you when you need us.
We have served the Panhandle since 1968 and have made a dedicated commitment to our future.
We will provide you with extraordinary service.
NOTE:
Texas law requires sellers of prepaid funeral contracts to hold a permit issued by the Texas Department of Banking. For additional information regarding prepaid funeral contracts, go to the website located at:
www.prepaidfunerals.state.tx.us.